Seattle's commercial real estate market spans dense urban neighborhoods, older brick mixed-use buildings, newer apartment construction, and industrial land along the Duwamish corridor and around the port. Investors and business owners here deal with a wide range of property ages, zoning, and price points, so a single lending approach rarely fits every deal.
What I see in Seattle
In Seattle I commonly see scenarios involving multifamily buildings in neighborhoods like Capitol Hill, Ballard, and the Central District, mixed-use properties with street-level retail, small office and medical office buildings, and industrial or flex space in SODO and Georgetown. Bridge financing often comes up for value-add apartments and properties with vacancy.
Financing options for Seattle borrowers
- Multifamily: Financing for apartment buildings of five or more units: purchase, refinance, and cash-out. Nationwide.
- Mixed-Use: Financing for mixed-use buildings combining retail or office with residential units. Purchase and refinance. Nationwide.
- Industrial / Warehouse: Financing for warehouses, distribution, flex, and light industrial properties. Investor and owner-user. Nationwide.
- Bridge Loans: Short-term commercial bridge loans for transitional properties, renovations, and lease-up. Nationwide.
- Construction: Construction financing for ground-up commercial, multifamily, and investor projects. Nationwide.
Business owners in Seattle can also ask about SBA 7(a) and 504 loans, revenue-based business loans qualified on business bank deposits, and unsecured loans and lines of credit.
How it works
Here's how I work on every request. You send the basics: property or business, location, amount, and purpose. I personally review the scenario and ask whatever follow-up questions are needed to understand it properly. Then I review it with one of NEXA Lending's in-house commercial lenders, and together we look at realistic options. NEXA Lending provides access to a large network of commercial lenders, so the search isn't limited to a single bank's appetite.
You'll get a straight answer on what looks workable and what doesn't. If we move forward, I stay involved and work with the in-house lender and with you through closing. There is no cost or obligation to submit a scenario, and nothing on this page is an offer or a commitment to lend. Pricing and terms depend on the property, the borrower, and the market at the time.
Seattle questions
Do you need to be local to finance a property in Seattle?
No. I review Seattle deals personally from my Kirkland office and work by phone, email, and video as needed. The in-house commercial lender review is the same wherever the property is.
What types of Seattle properties can you help with?
Multifamily, mixed-use, retail, office, industrial, self storage, hospitality, investor rentals, and construction projects, plus business loans that aren't tied to real estate. Every scenario is reviewed individually.
Have a Seattle deal? Submit it here
Send the basics and I'll review them personally. No cost or obligation.
Other Washington markets: Bellevue · Kirkland · Tacoma · Spokane · Everett · Vancouver, WA · Tri-Cities