Hotels are among the most operationally intensive commercial properties. Revenue changes nightly, so lenders focus on performance history, management, brand or franchise status, and the local demand drivers that bring guests: business travel, tourism, events, hospitals, or universities.
Whether it's a limited-service hotel, an independent boutique property, or a motel that needs renovation, I'll review it personally and then with one of NEXA Lending's in-house commercial lenders. Access to a large network of commercial lenders includes sources that regularly consider hospitality.
Common uses
- Acquisition of a flagged or independent hotel
- Refinance or cash-out
- Property improvement plans (PIPs) and renovations
- Bridge financing for repositioning
- SBA options for qualifying owner-operators
What lenders typically review
- Historical occupancy, ADR, and RevPAR trends
- Franchise agreement and any required improvements
- Management company or owner-operator experience
- Local demand generators and new supply
- Property condition and capital needs
How I work your hospitality request
Here's how I work on every request. You send the basics: property or business, location, amount, and purpose. I personally review the scenario and ask whatever follow-up questions are needed to understand it properly. Then I review it with one of NEXA Lending's in-house commercial lenders, and together we look at realistic options. NEXA Lending provides access to a large network of commercial lenders, so the search isn't limited to a single bank's appetite.
You'll get a straight answer on what looks workable and what doesn't. If we move forward, I stay involved and work with the in-house lender and with you through closing. There is no cost or obligation to submit a scenario, and nothing on this page is an offer or a commitment to lend. Pricing and terms depend on the property, the borrower, and the market at the time.
Questions about hospitality financing
Do you only consider branded hotels?
No. Independent and boutique properties can also be considered, though lender appetite and structure may differ.
Can a renovation be included in the loan?
Some structures include funds for improvements, including franchise-required upgrades. It depends on the property and the lender.
Nationwide lending, local office
We finance commercial deals nationwide, in states where NEXA Lending can legally fund. My office is in Kirkland, Washington, and I also work closely with borrowers across Washington, including Tri-Cities. Send the details and I'll confirm how your state and property fit.
Submit your deal
Send the basics and I'll review them personally. No cost or obligation.
