Kirkland is home to my office at 1524 Market Street, so it's the market I know at street level. Between the downtown waterfront, the Totem Lake area, and the business districts along the Eastside, Kirkland mixes smaller commercial buildings, professional offices, retail, and apartment properties.
What I see in Kirkland
Kirkland scenarios often include mixed-use buildings, small office and medical office, retail strips, multifamily, and investor rentals financed through DSCR loans. Local business owners also come to me for SBA, revenue-based, and unsecured business financing. Because the office is here, meeting in person is easy.
Financing options for Kirkland borrowers
- Mixed-Use: Financing for mixed-use buildings combining retail or office with residential units. Purchase and refinance. Nationwide.
- Office: Financing for small office, medical office, and larger office buildings. Investor and owner-occupied. Nationwide.
- DSCR Investor Loans: DSCR loans for real estate investors: qualify on property cash flow instead of personal income. 1-4 unit rentals. Nationwide.
- Multifamily: Financing for apartment buildings of five or more units: purchase, refinance, and cash-out. Nationwide.
- SBA Loans: SBA 7(a) and 504 loans for owner-occupied real estate, business acquisition, equipment, and working capital. Nationwide.
Business owners in Kirkland can also ask about SBA 7(a) and 504 loans, revenue-based business loans qualified on business bank deposits, and unsecured loans and lines of credit.
How it works
Here's how I work on every request. You send the basics: property or business, location, amount, and purpose. I personally review the scenario and ask whatever follow-up questions are needed to understand it properly. Then I review it with one of NEXA Lending's in-house commercial lenders, and together we look at realistic options. NEXA Lending provides access to a large network of commercial lenders, so the search isn't limited to a single bank's appetite.
You'll get a straight answer on what looks workable and what doesn't. If we move forward, I stay involved and work with the in-house lender and with you through closing. There is no cost or obligation to submit a scenario, and nothing on this page is an offer or a commitment to lend. Pricing and terms depend on the property, the borrower, and the market at the time.
Kirkland questions
Do you need to be local to finance a property in Kirkland?
No. I review Kirkland deals personally from my Kirkland office and work by phone, email, and video as needed. The in-house commercial lender review is the same wherever the property is.
What types of Kirkland properties can you help with?
Multifamily, mixed-use, retail, office, industrial, self storage, hospitality, investor rentals, and construction projects, plus business loans that aren't tied to real estate. Every scenario is reviewed individually.
Have a Kirkland deal? Submit it here
Send the basics and I'll review them personally. No cost or obligation.
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