NEXA Lending · NMLS 1660690 · Jason Gray NMLS 118354425-260-3482  |  jsgray@nexalending.com

Commercial Lending Guides

Straight answers to the questions business owners and investors ask most, from Jason Scott Gray at NEXA Lending.

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  • How Does an SBA 504 Loan Work?

    A plain-English look at the three-part structure, the down payment, the owner-occupancy rules, and what to have ready.

    Last updated October 19, 2026

Looking for a specific loan type? See property loans, SBA loans, or business loans.

Jason Gray, NEXA Lending loan officer

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