Office financing covers a wide range, from a two- or three-story professional building to medical office, suburban office parks, and larger downtown properties. Lenders look carefully at tenant quality, lease length, and how the property fits current demand in its submarket. Medical office and owner-occupied professional buildings are often viewed on their own terms.
Every office scenario gets my personal review first. Then I review it with one of NEXA Lending's in-house commercial lenders. With access to a large network of commercial lenders, we can look at bank, private, and SBA options, depending on whether you're an investor or the business occupying the space.
Guide: How Does an SBA 504 Loan Work?
Common uses
- Purchase or refinance of a small office building
- Medical and dental office properties
- Owner-occupied office for your practice or company
- Repositioning or re-tenanting an office property
- Cash-out to fund improvements or other investments
What lenders typically review
- Tenant roster, lease expirations, and renewal history
- Occupancy and submarket conditions
- Tenant improvement and leasing cost needs
- Property age, systems, and parking
- For owner-users: business financials
How I work your office request
Here's how I work on every request. You send the basics: property or business, location, amount, and purpose. I personally review the scenario and ask whatever follow-up questions are needed to understand it properly. Then I review it with one of NEXA Lending's in-house commercial lenders, and together we look at realistic options. NEXA Lending provides access to a large network of commercial lenders, so the search isn't limited to a single bank's appetite.
You'll get a straight answer on what looks workable and what doesn't. If we move forward, I stay involved and work with the in-house lender and with you through closing. There is no cost or obligation to submit a scenario, and nothing on this page is an offer or a commitment to lend. Pricing and terms depend on the property, the borrower, and the market at the time.
Questions about office financing
Do you finance medical office buildings?
Medical office scenarios are welcome. Lenders often consider the tenant mix, specialized build-out, and proximity to hospitals or health systems.
I'm a professional buying my own office. What options exist?
Owner-occupied office may qualify for SBA 504 or 7(a) programs as well as conventional owner-user financing.
Nationwide lending, local office
We finance commercial deals nationwide, in states where NEXA Lending can legally fund. My office is in Kirkland, Washington, and I also work closely with borrowers across Washington, including Bellevue, Kirkland, Spokane. Send the details and I'll confirm how your state and property fit.
Submit your deal
Send the basics and I'll review them personally. No cost or obligation.
