https://jg-commercial-loans-preview.netlify.app/guides/Plain-English commercial and business financing guides from Jason Scott Gray, NEXA Lending (NMLS 118354).en-ushttps://jg-commercial-loans-preview.netlify.app/guides/how-does-an-sba-504-loan-work/https://jg-commercial-loans-preview.netlify.app/guides/how-does-an-sba-504-loan-work/Mon, 19 Oct 2026 09:00:00 -0700How an SBA 504 loan works: the three-part structure, down payment, owner-occupancy rules, eligible uses and what to prepare. Jason Gray, NEXA Lending.